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These are designed to help people running on bad credits.
This is wonderful news for those who have difficulty borrowing money, usually because of past credit mistakes that were made when they were younger and less responsible, or that were made because of a job loss or layoff.
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Some of the documentation that may be asked for in order to approve your no credit check/no checking account loan include: proof of income (in the form of a pay stub or statement from your employer, or proof of income from your Social Security or retirement), picture identification (in the form of a state issued driver license or other identification card), and your banking information.
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